Kentucky Statute of Limitations for Injury Claims (2026)
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Quick answer
The general limitations period for many personal injury lawsuits in Kentucky is 1 year. The start date and actual deadline can change based on the claim, the defendant, the victim's age, and tolling rules. Treat this as an early warning date, not a calculation of your deadline.
Source: Ky. Rev. Stat. § 413.140(1)(a) (2 yrs for car accident PIP claims, KRS § 304.39-230). Research checked 2026-08.
One Kentucky rule to know about
Kentucky's ordinary personal-injury reference is one year under KRS § 413.140(1)(a), but motor-vehicle claims governed by the Motor Vehicle Reparations Act use the separate timing rule in KRS § 304.39-230.
Deadlines by case type
| Case type | Typical deadline |
|---|---|
| Car accident injury | often the 1-year general period: verify |
| Slip and fall / premises | often the 1-year general period: verify |
| Dog bite | often the 1-year general period: verify |
| Wrongful death | often shorter or different: verify |
| Claims against government entities | as short as 6 months (notice requirements) |
General reference only: specific statutes, medical malpractice rules, and notice requirements vary. Verify your exact deadline with an attorney.
Exceptions that can extend the deadline
- Minors: some states pause or modify the clock, sometimes with claim-specific limits.
- Discovery rule: some claims start when the injury was (or should have been) discovered.
- Defendant leaves the state: absence can pause the clock in some states.
- Incapacity: mental incapacity can toll the deadline.
Exceptions are narrow and fact-specific. If you think you're past the deadline, don't assume: ask.
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Frequently asked questions
What is the statute of limitations for personal injury in Kentucky?
The general period for many claims is 1 year, but accrual, tolling, claim type and defendant-specific rules can produce a different deadline.
What happens if I miss the deadline?
The defendant can have your case dismissed regardless of its merits. Insurers know your deadline and may slow-walk negotiations as it approaches: a filed lawsuit stops that clock.
Does the deadline apply to insurance claims too?
The statute governs lawsuits, but it's your only leverage: once it passes, insurers have no reason to pay. Treat it as your real deadline for settlement too.
General legal information, not legal advice. Claimelo is not a law firm. Laws and deadlines depend on your circumstances and may change. Consult a licensed attorney about your situation.