Workers' Comp Settlement Calculator (2026)

Preliminary legal information — researched from cited sources, but not yet reviewed by a licensed attorney. Rules and exceptions may change the result in an individual case.

Quick answer

Workers' comp settlements are based on your average weekly wage, your disability rating, and future medical costs — not on pain and suffering. Most lump-sum settlements for permanent partial disability fall between $20,000 and $60,000.

Workers' compensation follows different rules from injury lawsuits: benefits are formula-based and pain and suffering is not covered. This calculator gives a realistic lump-sum range.

Average weekly wage before the injury ($)Weeks off work (so far or expected)Unpaid or future medical costs ($)Permanent disability rating: 0%The impairment percentage a doctor assigns once you reach maximum medical improvement. 0% if none yet.

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Want real-world numbers? See average herniated disc settlement amounts with ranges by severity, or check your state's filing deadline.

Frequently asked questions

Does workers' comp pay for pain and suffering?

No. Workers' comp pays medical costs and a portion of lost wages set by state formulas. Pain and suffering is only available if a third party (not your employer) caused the injury.

What is a disability rating?

A doctor assigns a percentage reflecting permanent impairment. That rating, multiplied by state-scheduled weeks and your compensation rate, drives most settlement values.

Can I settle and keep medical benefits?

In many states yes — you can settle the wage portion and leave medicals open. A full-and-final settlement usually pays more upfront but closes future care.

General information, not legal advice. Attorney advertising. Claimelo is not a law firm. This page is a starting point: deadlines, liability rules, exceptions, and available damages depend on the facts and the law in effect when the event occurred. Do not delay or decide not to pursue a claim based only on this website. A licensed attorney can apply the law to your situation.